Online Payment Apps in India

Best Five Online Payment Apps in India

Applications to send money online or payment apps can prove to be useful when you have to pay online bill installments including, for phone recharges, electricity or just send money to your near and dear ones immediately.

Here are the most well known and best online payment apps for the purpose of executing aforementioned money transactions in India, accessible both on Google Play Store or the Apple App Store


Paytm is one of the largest mobile apps in India, offering its clients an advanced wallet to store cash and make instant payments

Users can transfer cash from paytm wallet or also use the UPI alternative through the bank. Apart from this the company also includes Paytm Payments Bank, allowing users to open a savings account with Paytm itself.

Paytm wallet can be used for processing e-commerce exchanges bill payments, transfer cash, and also for entertainment and retail related payments


BHIM UPI is a government based money transfer application. It is available on both The application is UPI-based, for pain- free and cost-free transactions. You need to enroll first by confirming your registered mobile number, pick a password for safe admittance to the application, and select the bank you want  to connect your BHIM application with.

In May 2020, the PUPI crossed 2 billion transactions in October 2020Clearly, UPI platforms have been beating mobile wallets – both regarding values and volume of transactions.


PhonePe is a digital wallet platform and an online payment organization owned by Flipkart and based out of Bangalore, India. PhonePe was established in December and is dependent on (UPI), which went live in August 2016.

PhonePe began in 2015 and in only 4 years crossed the 100 million download mark. Phone UPI payments are used to recharge, money transfer , online payments. It has an excellent UI and is one of the most secure and quickest online payment platforms in India.

Google Pay

Google Pay is a digital wallet platform and online payment system developed by Google. Google Pay, makes it simpler than any time in recent memory to send cash from friends inside India. You can utilize your finger mark sensor to get to the application, and decide to send or demand cash through the send tab at the base right in the Google Pay application. Google Pay has a simplistic and straightforward UI, and cash can be moved into someone’s bank in a split second.


PayPal is one of the oldest and best online cash transfer applications, especially helpful to receive and send money overseas

You can make a free PayPal Account and connect to your bank’s Debit Card to PayPal account. PayPal is a free cash move application, which is well known both in India and the world